Punjab Asaan Karobar Card Scheme
The Punjab Asaan Karobar Card Scheme 2025, threw by Topmost Minister Maryam Nawaz Sharif, is a radical initiative to care small businesses and young entrepreneurs in Punjab. This structure offers interest-free loans of up to Rs. 1 million to help persons start or swell their selling.
With a simple online application process and supple repayment terms, this package is intended to boost financial growth and reduce joblessness in Punjab. If you are observing for monetary help to launch your commercial dream, this arrangement is an excellent opportunity.
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Quick Summary – Punjab Asaan Karobar Card Scheme 2025
| Feature | Details |
| Program Name | Punjab Asaan Karobar Card Scheme |
| Launched By | Punjab Govt. (Chief Minister Maryam Nawaz Sharif) |
| Start Date | 2024 (Ongoing) |
| End Date | Not Announced (Apply Now) |
| Loan Amount | Up to Rs. 1,000,000 (10 Lakh) |
| Interest Rate | 0% (Interest-Free) |
| Repayment Period | 3 Years (Monthly Installments) |
| Eligibility Age | 21 to 57 Years |
| Application Method | Online (akc.punjab.gov.pk) |
| Registration Fee | Rs. 500 (Non-Refundable) |
Key Benefits of Punjab Asaan Karobar Card Scheme 2025
The Punjab Asaan Karobar Card offers several compensations for small commercial owners and aspiring entrepreneurs:
Interest-Free Loan – No markup or hidden charges.
Loan Up to Rs. 1 Million – Sufficient capital to start or grow a business.
Easy Online Application – No long paperwork, apply via the official portal.
Flexible Repayment – 3-year repayment period with monthly installments.
Government-Backed Support – Secure and reliable financial assistance.
Boost for SMEs – Inspires small and medium initiatives in Punjab.
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Who is Eligible for Punjab Asaan Karobar Card?
To qualify for the Asaan Karobar Card, applicants must encounter the next criteria:
✔ Age Limit: 21 to 57 years
✔ Residency: Must be a permanent neighborhood of Punjab
✔ Nationality: Pakistani citizen with a lawful CNIC
✔ Business Status: New or existing commercial owners
✔ Mobile Verification: Registered moveable number for OTP
✔ Credit History: No previous loan defaults
Step-by-Step Registration Process for Punjab Asaan Karobar Card
Step 1: Visit the Official Website
Go to akc.punjab.gov.pk
Click on “Apply Now”
Step 2: Provide Personal Information
CNIC Number
Full Name
Father/Husband’s Name
Date of Birth
Mobile Number
Email (if available)
Step 3: Enter Business Details
Business Name
Nature of Business (Trade, Manufacturing, Services, etc.)
Business Address
NTN (If applicable)
Monthly Income & Expenses
Step 4: Loan Information
Loan Amount Prerequisite (Up to Rs. 1 Million)
Purpose of Loan (New Business or Expansion)
Step 5: Upload Required Documents
Front & Back Copy of CNIC
Recent Passport-Sized Photo
Business Proof (If existing business)
Step 6: Submit Application & Pay Fee
Pay Rs. 500 via JazzCash, Easypaisa, or Bank Transfer
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What Happens After Applying?
Psychological Test – A short assessment to evaluate business understanding.
Mobile Verification – OTP confirmation via SMS.
Balloting Process – Computerized selection of applicants.
Loan Approval & Disbursement – Selected applicants obtain funds.
How to Check Loan Application Status?
You can track your application via:
Official Website: akc.punjab.gov.pk
SMS Notification: If designated, you will obtain an SMS.
Loan Repayment Terms & Conditions
Repayment Duration: 3 Years (36 Months)
Monthly Installments: Fixed as per loan amount
Late Payments: May lead to consequences or lawful action
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FAQs – Punjab Asaan Karobar Card Scheme
Is the Punjab Asaan Karobar Loan Interest-Free?
Yes, it is a 0% interest loan.
Can I Apply if I Already Have a Business?
Yes, current commercial owners can apply for growth.
What If My Application is Rejected?
You can reapply in the next phase.
How Will I Receive the Loan Amount?
Funds will be moved to your set account.
Is the Rs. 500 Fee Refundable?
No, it is non-refundable.
Final Thoughts – Apply Now!
The Punjab Asaan Karobar Card Program 2025 is a unique opening for young businesspersons to turn their commercial thoughts into reality. With no interest, easy repayment, and government support, this scheme is intended to authorize unimportant businesses in Punjab.