BISP Savings Account Offers
The Benazir Income Support Programme (BISP) Savings Scheme is a government-backed financial initiative intended to empower low-income families, particularly women, by hopeful monthly savings and influence a 40% bonus after two years. Launched in teamwork with National Savings, this arrangement helps BISP Kafalat beneficiaries build monetary security.
More Read:Prime Minister Youth Business & Agriculture Loan Scheme
Key Features of BISP Savings Account (2025)
| Feature | Details |
| Program Name | BISP Savings Scheme |
| Start Date | 2023 (Ongoing in 2024) |
| End Date | Open (No fixed deadline yet) |
| Bonus Offered | 40% of total savings |
| Monthly Deposit Range | Rs. 500 – Rs. 1,000 |
| Saving Period | 2 years (24 months) |
| Eligibility | BISP Kafalat Women Beneficiaries |
| Application Method | Online & Offline (BISP Tehsil Offices) |
Why Was the BISP Savings Scheme Introduced?
The Pakistani government hurled this arrangement to:
✔ Promote savings habits among low-income relations.
✔ Provide financial security to females beneficiaries.
✔ Encourage long-term savings with a risk-free bonus.
✔ Reduce poverty by helping families accrue funds for crises.
How Does the BISP 40% Bonus Savings Scheme Work?
Step-by-Step Process
- Eligible women (BISP Kafalat beneficiaries) can exposed a BISP Savings Account.
- They must deposit Rs. 500 to Rs. 1,000 every month for 24 months.
- After 2 years, the administration adds a 40% bonus to the whole savings.
- The full amount (savings + bonus) can be reserved at adulthood.
Example Calculation
- Monthly Deposit: Rs. 1,000
- Total Savings in 2 Years: Rs. 24,000
- 40% Bonus: Rs. 9,600
- Total Received After 2 Years: Rs. 33,600
More Read:Punjab CM approves Rs5,000/acre Wheat Support Scheme
Eligibility Criteria for BISP Savings Account
To qualify, you must be:
✔ A registered woman beneficiary beneath BISP Kafalat Program.
✔ A Pakistani citizen with a valid CNIC.
✔ Willing to save monthly for 24 months.
How to Apply for BISP Savings Scheme
Online & Offline Registration Process
- Visit Nearest BISP Tehsil Office or spouse bank.
- Fill out the BISP Savings Version form.
- Submit CNIC & BISP Kafalat proof.
- Twitch depositing monthly via:
- Easypaisa
- JazzCash
- Bank transfers
- Mobile wallets
Required Documents
- CNIC (Original & Copy)
- BISP Kafalat Registration Proof
- Mobile Number (for SMS updates)
Benefits of BISP Savings Scheme
Guaranteed 40% Bonus – Risk-free return.
Financial Discipline – Encourages even savings.
Women Empowerment – Supports female receivers.
No Hidden Charges – Government-backed security.
More Read:Punjab CM approves Rs5,000/acre Wheat Support Scheme
Important Rules & Conditions
- No early withdrawals allowed beforehand 2 years.
- Missed deposits may reduce the extra.
- Only BISP Kafalat women canister apply.
- Bonus is tax-free.
How to Check BISP Savings Account Offers Balance?
✔ SMS Alerts – Get updates on deposits.
✔ BISP Mobile App – Track savings & bonus.
✔ Visit BISP Office – Get a statement.
Latest Updates (2025)
- The scheme is fully operational in 2025.
- No changes in bonus percentage.
- More banks & mobile wallets now delivery expenditures.
FAQs – BISP Savings Account Offers Scheme
Can I withdraw money before 2 years?
No, early extraction is not allowed.
What if I miss a monthly deposit?
Bonus may be reduced if deposits are unbalanced.
Is the bonus taxable?
No, the 40% bonus is tax-free.
Can men apply for this scheme?
No, only BISP-registered women are entitled.
Conclusion – Should You Join BISP Savings Scheme?
The BISP Savings Account Offers 40% Bonus Scheme is an outstanding occasion for low-income women to safe their future. With no risk then a high return, it helps relations save safely while making extra cash.
🔹 Apply now at your adjacent BISP office and start saving today!