The Benazir Income Support Program (BISP) continues to offer financial support to low-income families across Pakistan. However, in a major policy update for 2025, the government has introduced new eligibility rules for residents of Punjab. Women receiving BISP payments—or their husbands—who have taken loans under specific government schemes such as Apni Chhat Apna Ghar (housing) or Asaan Karobar (business) will now become ineligible for BISP payments. This change aims to ensure that the support goes only to the most deserving families.
Condition | Action |
---|---|
Never took a government loan | ✅ You will continue receiving BISP payments. |
Took a loan but repaid/canceled it | ℹ️ Check your BISP status to confirm if payments are still active. |
Took a housing or business loan | ⚠️ Your BISP payments may be blocked. Confirm your status with BISP. |
Not sure about your loan status | 📲 Send your CNIC to 8171 or check online at 8171.bisp.gov.pk. |
🔍 Why Is This Change Happening?
The new rule ensures transparency and fairness in how public funds are distributed. Many beneficiaries were receiving support from multiple government schemes simultaneously, which created an imbalance. By adjusting the eligibility, the government seeks to:
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⚖️ Prevent misuse of BISP funds
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✅ Direct support to those in genuine need
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🔍 Ensure transparency and accountability in the program
👩👧 Who Will Be Affected by This Rule?
This change directly affects women in Punjab who are currently receiving BISP payments. If they or their husbands have benefited from:
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Asaan Karobar Program (business loans)
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Apni Chhat Apna Ghar Scheme (housing loans)
Then their BISP payments will be stopped temporarily. They may regain eligibility after repaying or canceling the loan and reapplying through the updated BISP system.
✅ What Should You Do if You Are Affected?
Follow these steps depending on your situation:
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No loan taken:
✅ You will continue receiving BISP as usual. -
Loan taken but repaid or canceled:
ℹ️ Check your eligibility status with BISP to ensure payments are still active. -
Housing or business loan taken:
⚠️ Your BISP may be blocked. Check your CNIC status through official BISP methods.
🌐 How Can You Check Your BISP Status?
You can verify your BISP payment eligibility in three ways:
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Online Portal:
Visit: 8171.bisp.gov.pk
Enter your 13-digit CNIC, solve the captcha, and click submit to view your status. -
SMS Method:
Type your CNIC number (without dashes) and send it to 8171. You’ll receive an SMS with your current status. -
Visit BISP Office:
Go to your nearest BISP registration or payment center for help in checking or updating your status.
📌 Conclusion
This update is part of the government’s plan to ensure that financial assistance reaches only the most deserving households. If you or your spouse has taken a government loan under the Asaan Karobar or Apni Chhat Apna Ghar schemes, your BISP payments will be stopped. It’s important to stay informed, check your eligibility regularly, and take steps to correct your status if needed. The BISP program remains a vital lifeline for many, and keeping your information up to date ensures continued support.
Read More:Breaking News: Ehsaas Program 2025 – Eligibility, and Online Registration (8171 Web Portal)
(FAQs)
Q1: Will BISP payments stop if I took a housing loan?
A: Yes, if you received a loan under the Apni Chhat Apna Ghar program, your BISP payments will be stopped.
Q2: What if my husband took a business loan?
A: If your husband took a loan under the Asaan Karobar Program, you may become ineligible for BISP.
Q3: Can I rejoin BISP after repaying the loan?
A: Yes, but you will need to reapply and pass new eligibility checks and surveys.
Q4: How do I know if my BISP payments are blocked?
A: You will either receive an SMS from 8171 or can check your status via 8171.bisp.gov.pk.