Apni Zameen Apna Ghar 3 Marla Scheme 2025
With the goal to provide low-income and homeless families in Punjab free dwelling plots, Punjab Chief Minister Maryam Nawaz Sharif launched the Apni Zameen Apna Ghar 3 Marla Scheme 2025. A 3-marla plot (675 sq. ft.) and an interest-free loan of PKR 1.5 million will be provided to qualified applicants under this program so they can build their own home.
This program is an aspect of the Punjab government’s plan to end poverty and give families in need a place to live. Plot allocation is clear because of the scheme, which is currently in action in 22 districts with 33 approved locations.
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Quick Summary of Apni Zameen Apna Ghar Scheme 2025
| Detail | Information |
| Scheme Name | Apni Zameen Apna Ghar 3 Marla Scheme 2025 |
| Launched By | Punjab CM Maryam Nawaz Sharif |
| Start Date | 2025 (Phase 1 Ongoing) |
| End Date | Not Announced (Rolling Basis) |
| Plot Size | 3 Marla (675 sq. ft.) |
| Loan Amount | PKR 1.5 Million (Interest-Free) |
| Eligible Districts | 22 Districts in Punjab |
| Application Method | Online (acag.punjab.gov.pk) & Offline (DC Office) |
| Target Beneficiaries | Low-income families, widows, orphans, disabled, laborers |
What is Apni Zameen Apna Ghar 3 Marla Scheme?
The Apni Zameen Apna Ghar Scheme is envisioned to help vagrant and low-income families in Punjab individual a piece of land and shape a house. The management provides:
- Free 3-marla residential plot
- PKR 1.5 million interest-free loanfor building
- Priority for widows, children, and disabled people
The plan is linked with the Apni Chhat Apna Ghar Loan Program, settling financial delivery for house building.
Key Benefits of 3 Marla Scheme 2025
Free Land Ownership – Eligible relations get a 3-marla conspiracy (675 sq. ft.) at zero cost.
Interest-Free Loan – PKR 1.5 million for building, repayable in 7 years (PKR 14,000/month).
Financial Security – Escape rental weights and own a home.
Priority for Vulnerable Groups – Widows, children, disabled, and daily wage earners get preference.
Job Creation – Boosts local service through building activities.
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Eligibility Criteria for Apni Zameen Apna Ghar Scheme
To qualify for the Apni Zameen Apna Ghar 3 Marla Scheme 2025, applicants must meet these settings:
✔ Punjab Resident – Valid CNIC with Punjab domicile.
✔ Low-Income Family – Household income less than PKR 50,000/month.
✔ No Land Ownership – Must not own any property in Pakistan.
✔ NSER Registered – Must must a Poverty Score (PMT) ≤ 60.
✔ Age Limit – 18+ years (priority for wedded couples, widows, children).
✔ Clean Record – No illegal past or loan evasions.
Note: If not listed with NSER, visit the adjacent Punjab Socio-Economic Registry (PSER) office to whole the survey.
How to Apply for Apni Zameen Apna Ghar Scheme 2025?
Step 1: Check Eligibility
- Ensure you chance all norms.
- Verify NSER registration(PMT score ≤ 60).
Step 2: Required Documents
- CNIC(Applicant & Spouse)
- Proof of Residence(Domicile/Utility Bill)
- Income Proof(Affidavit for hands)
- NSER Registration Proof
- NADRA Family Diploma
Step 3: Apply Online or Offline
Online Method:
- Visit punjab.gov.pk
- Register with CNIC, mobile number, and email.
- Fill the form and upload leaflets.
- Succumb and note the tracking ID.
Offline Method:
- Visit the Deputy Official (DC) Officein your district.
- Acquiesce papers at the Apni Zameen Apna Ghar help desk.
Step 4: Verification & Plot Allocation
- NADRA & NSERverify details.
- Positive interviewees receive SMS/emailwith plot particulars.
- Plots remain chosen via transparent ballot system.
How to Avail the PKR 1.5 Million Interest-Free Loan?
After getting the plot, follow these steps to safe the PKR 1.5 million loan:
- Confirm Plot Ownership– Get ration documents.
- Apply Online/Offline– Via punjab.gov.pk or DC Office.
- Submit Required Documents– CNIC, plot IDs, revenue proof.
- Loan Approval & Disbursement– Funds released in payments.
- Repayment Plan– PKR 14,000/month for 7 years (3-month grace old-fashioned).
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Latest Updates (May 2025)
Expanded Eligibility – Now contains middle-income families.
Phase 1 Progress – 1,892 plots allocated, 3,000 houses under structure.
PSER Registration Mandatory – Complete survey at pser.punjab.gov.pk.
Transparent Allocation – 8-member team ensures fairness.
Loan Recovery Success – PKR 924 million improved from 25,500+ payees.
How to Avoid Scams?
No Application Fees – Be careful of fraudsters hard money.
Use Only Official Websites – Only trust acag.punjab.gov.pk.
Report Fraud – Call 0800-09100 or protest at complaints.punjab.gov.pk.
Official Links & Helpline
Apply Online: acag.punjab.gov.pk
Helpline: 042-99213419 | Toll-Free: 0800-09100
PSER Registration: pser.punjab.gov.pk
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Conclusion: Why This Scheme is a Game-Changer?
The Apni Zameen Apna Ghar 3 Marla Scheme 2025 is altering exists by as long as free land and affordable housing loans to Punjab’s shyest folks. With 100,000 houses planned in 4.5 years, this inventiveness potentials a livelier upcoming for vagrant and low-income citizens.
Don’t Miss Out!
✅ Register with NSER
✅ Prepare Documents
✅ Apply Online Now